Net Income Exceeds MNC Rp1 Trillion

Posted on September 15, 2017 By

PT Media Nusantara Citra Tbk (MNCN) posted a rise in net income for the period by 21.1 per cent to Rp1, 01 trillion, compared to the previous period in 2012 amounted to Rp834 billion. The increase in profit was also followed by an increase in revenue to Rp 3, 13 trillion compared to previous periods amounting to Rp3, 04 trillion.

As for the company’s direct expenses decreased to Rp1, 31 trillion, compared with the previous Rp1, 45 trillion. While the company’s gross profit increased to Rp1, 81 trillion compared to the previous period in 2012 amounted to Rp1, 59 trillion. Comprehensive income also rose to Rp969 billion compared to the previous amount of Rp849 billion.

Cash and cash equivalents per the company’s June 30, 2013 amounted to Rp381 billion from Rp809 billion for the previous. The company’s total current assets as at 30 June Rp 7, 88 trillion compared to December 31, 2012 amounting to Rp 6, 76 trillion. The amount of non-current assets by June 30, 2013 amounted to Rp2, 37 trillion from Rp2, 19 trillion.

The company’s total current liabilities per June 30, 2013 amounted to Rp2, 36 trillion compared to December 31, 2012 amounted to Rp1, 25 trillion. Long-term liabilities the company June 30, 2013 amounted to Rp291 billion compared to December 31, 2012 amounted to Rp413 billion.

While the total equity of the company June 30, 2013 amounted to Rp 7, 60 trillion, compared with the previous December 31, 2012 amounting to Rp 7, 29 trillion.

Market and Commercial     , , , ,


Choose Medical Equipment Finance To Remain With Technology Advancement

Posted on September 14, 2017 By

Equipment leasing has become a better advantage with everyone of us. With technology advancement in every field, it has got hold of medical community too. Medical equipment can be so expensive and out of date in a matter of a few years that everyone is opting for medical equipment finance these days. Cash flow and patient care are the two major concerns on the mind of people who are into this business. It is a very sensible thing for hospitals and private physicians to do to keep up with the technology and provide their patients with the best health care.

You have option to buy the equipment anytime during the lease or even at the end of the leasing term. In this way you can know whether the equipment will be beneficial for you in the coming years before you make a huge cash investment. The biggest advantage is that you are able to keep the state- of -art. This ensures optimum patient care and improves profit. If you had the right medical equipment finance, you would earn quite a bit of revenue as your patients will be getting better equipped facilities and the diagnostic tools at their disposal for tests. What more you can expect when your obsolete equipment is replaced with a newer one with latest technology. Moreover, you are not stuck with an instrument that you cannot use any more or even resell.

You can acquire sonogram, endoscope, ultrasound equipment,surgery tools, oxygen tanks, optometry equipment, orthopedic equipment,medical beds, oxygen machines, wheel chairs, x-ray film processing equipment and so on easily with the help of a reliable equipment leasing company. When it comes to big hospitals or health care institutes, medical accounting equipment becomes essential for handling accounts receivable, payable and with other accounting roles too. It is indispensable for big health care institutes and seeking the help of financing company to acquire this equipment is necessary.

Typical lease terms are for 6 months to five years. And it is best if your cash is strapped or you want to conserve your cash for business. This will enable you to obtain the needed piece of equipment without a major cash outlay.

Financial Plan


Looking at the Terms and Conditions of Government Student Loans

Posted on September 14, 2017 By

Being able to make our dreams come through is something that we all hope to achieve. One way that this dream can become a reality is by the different universities in the world. There is however a price to pay for this dream. Many of the universities and colleges that you look at will have a rather high tuition and admission price to pay when you are attending. The various government student loans you will discover can help you out to a large degree.

You will however need to adhere to the terms and conditions that are given in these loans. Before you choose one of these government student loans to apply for you should make sure that you have at least several different types of these loans packages with you. By looking through these various loans you will find out which one is more suited for your educational purposes.

The government student loans will also have details about the other linked programs you might find to be of use. The various loan amounts you will be able to get from these loan agencies will be listed in the documentation that is provided with the government student loans package. As you look through these various loan programs make sure that you understand how a loan will be of benefit to you.

While many of the government student loans are on the surface very good deals to sign up for, you should look closer at the details that have been provided. Take notes of the advantages and bonus you will receive. Next list the conditions and terms that are not to your advantage.

To make sure that you have covered all of the bases give the forms from the other government student loans the same treatment. As you look at these different loans in this manner you will develop a clear understanding of what you can expect to get in the way of help. The amount of money that you will receive to help you in your education will be clearly stated.

Likewise the amount of money plus interest you will need to pay back will also placed where you will see it clearly. By comparing all of the information that is given in government student loans and the loans that you can apply for from other institutions you can choose the route that is most helpful.

As with most things in life there are always conditions that we need to accept. While having our education out of bounds is not one, the terms in the various government student loans have conditions that have been placed for the benefit of all. To make sure that you don’t get into trouble you should choose a loan that you will have little to no problems with repaying.

Muna wa Wanjiru is a Web Administrator and Has Been Researching and Reporting on Student Loans for Years. For More Information on Government Student Loans, Visit His Site at

Loans and Debt


Green Investment Trends

Posted on September 13, 2017 By

If finance experts are to be believed, green investment is still worth despite the global economic blues. Sustainable investment options are set to become more attractive in the long run with the incorporation of the eco-stimulus. Currently, green stocks are showing stable returns on investments and investors who care about how and where their money is being used are opting for the “go green” option.

Investment can be a great way of making money if done in a logical and systematic manner. In the last few years, significant changes have been visible in the interest of investors across the world. Other than oil and gas, interest has deviated to sources of energy as it causes less harm to the environment and society. Thanks to the increased awareness on sustainable investment opportunities, several companies across the world are realizing the importance to preserve and protect the planet. In the form of a contemporary type of stock investment, green investments are becoming popular for the investors who want to use it as a source of helping the earth and the atmosphere.

There is no significant difference in green investment and stocks and mutual funds. The difference lies in the fact that green investment is made in companies committed to conservation of natural resources. These companies are actively involved in producing sources of alternative energy, clean water and air projects and products and services that bring a significant change to the communities and environment.

As far as sustainable investment is concerned, green based projects are the main concern. Even though this movement includes companies that are into other lines of business, organizations that have modified their operations for running environment-conscious business can also be included in it. For the next several decades, green building, recycling and water will be the strongest growth points. Earlier this year when the market was up for 21% in March, market for green stocks rose to 30%. As part of the American Recovery & Reinvestment Act of 2009, approximately 14% is comprised of clean energy and efficiency.

Investment


Cash advance without direct deposit- Desirable financial scheme for everyone!

Posted on September 11, 2017 By

Without facing any difficulty, you can borrow of quick funds in the choice of loan if you search from internet. Do you like to obtain of urgent cash? If yes, it is better to opt for cash advance without direct deposit scheme which is available online. For applying this small financial help, it takes only few minutes to complete the whole loan procedure. To get applied for the loan, you should fill up loan application form with your full details such as name, gender, age and bank account. After you get the loan approval, the sanctioned loan amount is directly transferred into your bank account on the same day.

Moreover, you will have to follow certain formalities at the time of applying these loans. Usually, cash advance without direct deposit scheme is granted to US borrowers who attained above 18 years of age. The borrowers should have permanent job. And he or she should have a valid checking account in US. After you meet the above criteria, it is so easy to get applied for loan and borrow fast cash from lenders. You will be getting instant sum of money for up to $1500 if you are approved with this cash advance. In terms of loan repayment option, you just need to repay loan within 2 to 4 weeks. It is considered to be small and short-term cash advance designed to help many borrowers.

After you have borrowed of fast cash via cash advance without direct deposit scheme, it is helpful to fulfill all kinds of financial issues. All kinds of financial issues which include- home rentals, home improvement, tour expenses, unpaid grocery bills, travel expenses, and other small financial issues can be resolved with the assistance of this loan. Like other types of loans, such loan is associated with lots of advantages that you wish to take it.

Even if you have tagged with bad credit profile, it is accessible to avail for cash advance without direct deposit scheme and borrow quick funds at any cost. Today, many loan providers are widely offered these loans in order to help many borrowers. So, whenever you would like to avail of easy and fast cash, it is essential for you to check out online to get the low interest rates related to such loan. Overall, it is considered to be perfect cash solution in order to help many people who are in need of urgent cash.

Abell Bush consistently gives his advices on the loan related matters. His advices have always helped the loan seekers to find the right loan. To know more about pay check cash advance , zip payday loans visit

Financial Plan


Indonesian Cement Net Profit Up 22.9 percent

Posted on September 11, 2017 By

PT Semen Indonesia (Persero) Tbk posted a first half net profit of Rp 2.58 trillion or Rp 436 per share, an increase of 22.9% from the same period in 2012. The revenue stood at Rp 11.4 trillion, an increase of 31.9 percent over the same period last year which stood at Rp 8, 6 trillion.

The increase in revenues was supported by the total sales volume increased by 18.3 percent to 12.23 million tons in the first half of 2013. Domestic turnover amounted to 12.14 million tons (up 18.0 percent) and export sales of 0.09 million tonnes (up 170 percent). While the national cement sales volumes (industry) grew 7.5 percent to 27.83 million tons compared to the previous period, which stood at 25.89 million tonnes.

“The increase in sales is outpacing the growth of the Indonesian Cement industry plant operations supported by Tonasa Tuban IV and V and the solid synergies, especially in the field of marketing and distribution in Indonesia Cement Group, so we were able domestic market share increased to 43.6 percent from last year’s 40 , 9 percent, “said President Director of Semen Indonesia, Dwi Soetjipto in a written statement received by Tempo, July 29, 2013.

Of the domestic market, the composition of the Indonesian Cement revenues derived from customers in Java and outside Java almost equal. In the first half of 2013, the Java market accounted for revenue of Rp 5.72 trillion (52.43 percent of total domestic sales), while consumers outside of Java contribute to the revenue of Rp 5.19 trillion or 47.57 percent of the total domestic sales .

In addition to maintaining dominance in the domestic market, Indonesian Cement continues to boost sales to foreign markets, especially countries in Southeast Asia. From January to June this year, Indonesian Cement has achieved record revenues in foreign markets amounted to Rp 511.64 billion. This number jumped 170 percent compared to overseas sales in the first half of last year which was only Rp 30.34 billion.

FactoryMarket and Commercial     , , , ,


Star Wars An Epic In Space Opera Franchise

Posted on September 11, 2017 By

Star wars can be said as an epic in space opera franchise conceived initially by George Lucas. Star wars was released on May 25, 1977 under 20th Century Fox banner and soon became popular worldwide. Star wars films has generated a total of $4.3 billion box office revenue, making it the third-highest grossing film series. The franchise has also spawned other media starting from television series, books, comic books and video games resulting in the development of the series fictional universe.

The events developed in the star wars media take place in a fictional universe. The expanded universe and the alien creatures are depicted. Space travel is a very common thing that can be seen in the entire series. One of the most prominent element of the star wars is the Force, a form of energy that is omnipresent and can be harnessed by those who have ability to do so. The force allows the user to perform certain things that are supernatural and also amplify certain physical traits such as speed and reflexes. It is also looked as the dark side, when pursued, imbues the user with hatred and aggression leading to violence.

The series features many elements like Jedi knights, princesses and witches which are usually related to archetypes of the fantasy genre. The series feature sleek and futuristic settings, portrayed as dirty and grimy. In the early stages the concept of star wars was rejected but later the 13-page treatment written by Lucas lead to the remake of Akira Kurosawas The Hidden Fortress. Later on certain elements were added to the treatment such as the Sith, the Death Star, and a young boy as the protagonist named Annikin Starkiller, who later on became Lukes father, a wise Jedi knight. Here the force was introduced as a supernatural power.

The film became more satisfying as a self-contained film, ending with the destruction of the Empire by way of destroying the Death Star. With the success of the Star Wars, the film was elaborated as a series creating an independent film making centre. The term expanded universe is widely used and explained well in Star Wars. George Lucas retains artistic control over the Star Wars universe. The elements of the Expanded Universe has been well adopted in the film. To date, six films and three animation series have been produced for the television, with a live action series and a 3D-CGI animated series as well as Full length theatrical movie. In addition to the trilogies, several authorized films have also been produced. The Star Wars saga has also inspired many fans to create their own apocrypha set in the Star Wars galaxy.

Market and Franchise


Sweepstakes Scams Are a Form of Financial Elder Abuse

Posted on September 10, 2017 By

Sweepstakes scams continue to rack up victims, despite warnings to the public. Often, senior citizens are the target of these types of scams. Thus, sweepstakes scams are a form of financial elder abuse. In a typical sweepstakes scam, a fraudster contacts an elderly victim and informs them that they have won lottery. The catch is that the elderly victim is then told that they must send in money in order to collect the sweepstakes prize. California financial elder abuse attorneys warn senior citizens not to fall victim to sweepstakes scams.

Recently, the Federal Trade Commission announced that it is putting an end to one large sweepstakes scam based in Ventura County. The defendant in the case owned three companies that allegedly mailed out more than 3.7 million letters to people in more than 156 countries. In this case, instead of asking for large sums of money from senior citizen victims, they asked for smaller sums of money. California financial elder abuse attorneys warn the public not to fall for sweepstakes scams no matter how much money the fraudsters ask for.

In this case, the senior citizen victims received personalized letters with official looking seals, stamps and bar codes. The seniors were told that they had won millions of dollars and could get the money by first sending in a small fee of $20-$30 within a limited period of time. According to the Federal Trade Commission, the scam has brought in more than $11 million dollars, mostly from senior citizens. California financial elder abuse attorneys say that senior citizens are often targeted for these kinds of mailings.

One of the letters that was mailed out as a part of this scam states that the victim has been chosen from a pool of 250,637 names. There is fine print on the back of the letter that states that consumers will actually only receive lists of sweepstakes they can enter instead of a cash prize. According to the Federal Trade Commission, the fine print does not clear the company of wrong doing because the claims are misleading and victims do not get what they are promised. Frequently, people do not see the fine print and send in the $20-$30 fee.

Sweepstakes scams such as this are widespread and one of the top five scams targeting consumers, according to the Federal Trade Commission. The fact that sweepstakes scams successfully target senior citizens makes them another form of financial elder abuse.

Evans Law Firm, Inc. handles elder abuse cases in California. If you think that you have witnessed or are the victim of elder abuse then, contact Evans Law Firm, Inc. at 41

Financial Plan


Ahead of Idul Fitri, Tuberose Flowers Laris Manis

Posted on September 9, 2017 By

Ahead of Eid, people usually decorate their homes with fresh flowers. Residents usually invade the largest flower market in Jakarta, Rawa Belong.
Head of Business Unit Means Sentra Rawa Belong Flower Market Flower M Muljadi said the most sought after community interest ahead of Eid is the tuberose flower.
He considered the tuberose flower is highly sought after by people who want to decorate her house when Lebaran. “Tuberose became the best-selling interest ahead of the Eid al-Fitr,” said Muljadi to Tempo in his office, Tuesday, August 6, 2013, afternoon.
Mulyadi revealed in January, about 800 thousand to one million tuberose flower stalks are sold out for the H-3 to H-1 or takbiran night. Tuberose stalks one for Rp 5000-6000. “Imagine if sold 800ribu stalk, flower traders how the overall turnover in the Rawa Belong market,” said Muljadi.
A similar sentiment was expressed by Toyib (59), flower merchants Ambarawa origin, Central Java. Toyib admitted Tuberose flower sales increased dramatically ahead of Eid. “Especially at night takbiran, I could sell a lot. Were so many to forget how the stalks are sold,” said Toyib.
Grace, 39 years old, one of the consumers who buy flowers Tuberose in Rawa Belong market is said every year to buy flowers to decorate her house. Once purchased, Grace willing to spend Rp 500 thousand to 100 tuberose stalks.
“It’s over the years I bought here, to beautify the house,” said the mother of two children. “She smelled too bad, make a fresh home.”
Muljadi assess the increase in sales of the Tuberose is affected by the fall holidays and leave together ahead of Idul Fitri. According to him, if the schedule falls off with the 4-5 days ahead of Eid, the tuberose sales will decline, but not too significant.
“So depending on the holiday of Eid fall when, as in 2008, when it fell off a longer time after Lebaran, so our sales to decline,” said Muljadi. “Yes, because people do not have time to buy.”

Market and Commercial     , , , ,


Shoes Online Shopping Trends To Be Populated By More And More Customers

Posted on September 9, 2017 By

The two biggest advantages of buying shoes online is that they save not only time, but a lot of money. It’s convenient for you scanning more than 10 online stores online and you will not be tired at all, the time will be so short that you can only go to two real stores in the street. You can visibly know what shoes the online store is selling and what is the most most up-to-date fashion style. If you have keep in mind the shoe you would buy, then it only need several times for shopping. Besides, most of online store have the function of “advance search”, you may type in the style, color and size, the shoes come out are just what you want.

Money can be greatly saved by shoes online shopping too. If you had found the right style and color shoe you would purchase, you can compare the price to other stores. Running shops online can save brilliant money, so store owner usually will offer free shipping deals to customers. Besides, they can send the shoe as soon as you order it and finish the payment or they will send shoes the next day. Many of us may also heard of online shop that can measure shoe size for customers, this is really good service for online shopping.

Another gain of buying shoes online is that you can select the website you would like and they are all programmed from the search engines. When and which to buy is always be ok to you and not be pushed by store owner.

Together with some communicate website like Facebook and Twitter, online shopping had been more and more populated by young people and many internet lover. From the communication website, they communicate with others and can clearly know what is good and what is bad. they keep their opinion of the shopping product on the website and others can scan that. Many websites can let customers leave their opinions to certain website and may give advises to customers met scam shops. So you can reference the reviews before ordering the product. Internet make many things open and you can search them from many websites, it is not so easy to be cheated, many stuff can be shared from the website and you can share them only one click.

Online Shopping


Simple Cake and Pastry Experience Will Be A Trends in Indonesia

Posted on September 7, 2017 By

Not only fashion trends always changing every year, but also the world of pastry. If last year Indonesia was hit by the plague cake colors and bubble tea, this year some pastry chef pastry predicted trend in the country will experience flashbacks.

Chern Chee Yap, Executive Chef and General Manager Bakerzin Jakarta, said that the pastry that was once known to be present again now with the new presentation. “So, pound cake and dry cake will expand again in the next year,” writes Chef Yap via e-mail that is sent to detikfood (27.12.12).

Pound cake is a type of cake is slightly dense texture due to the composition of the flour, butter, eggs, and sugar 1:1:1:1. This traditional cake usually use or oblong loaf pan or Bundt (hole in the middle). Pound cake is a cake that does not use a typical English blend, just the outside, sprinkled with powdered sugar.

In addition, Chef Yap also predicted eclairs (long eclairs with icing on it) with a colorful variety of flavors and savory macaron flavors will become a trend. And he had a discussion with assistant general manager of Bakerzin dessert that will consumers demand this year. According to him, the trend constructed dessert will be present in 2013.

For example, Chef Yap describes ‘dark cherry jam with fresh cream or chocolate cream mixed with brownies’. “Actually, the combination of these ingredients will taste like black forest. However, make the cake taste more full sensation in the tongue and have more value for consumers,” said Chef Yap. He also argues that the trend will be a little mousse cake passed. “Indonesian guests do not really like,” he said.

Chef Ann from Gourmet World also agree with Chef Yap. He considers that the trend this year will lead to back to basic and natural.

“More visible street food, fine dining is somewhat secondary. Molecular Not (gastronomy) again sought. All completely simple, natural, and healthy,” he said when met at the Gourmet World detikfood the show ‘Life Is Short, Eat Dessert First’, Wednesday (01/09/13).

This trend has been seen since the trend of red velvet cake and rainbow ago. Some cake shop has been using natural dyes. In addition, he also saw that the cupcake and home-based business is being widely cultivated in Indonesia.

A matter of taste, according to Chef Ann, Indonesian people more oriented to Japan for about pastry. Actually, Japan has also inspired French pastry, but the Japanese people can adjust to local tastes. Compared to a very sweet French pastry, pastry Japan not too sweet. However, the shape is still beautiful.

“I hope Indonesia can also be so. We have mecca, but for inspiration only. Flavor of its own and we have to use local ingredients. So we are not stuck with the imported materials are hard to find and expensive,” he said.

Home IndustrialProduction     , , , ,