This one pie came from the bamboo curtain country. Tiny spheres are soft and chewy sticky proved many fans. The price is not too expensive and flavor variations, and it very much. Want the Cianjur, Sukabumi or Semarang? Hmm … everything is good!
Moci cake is one type of cake that comes from the famous Chinese kitchens in various Asian countries. This cake is made from glutinous rice flour dough filled with a mixture of peanuts, sesame and sugar. Flour wrapped on the outside make this cake ‘powdery’ white and unique looks.
In a variation, the cake was featured in numerous variations. No exterior is wrapped with chopped nuts or sesame seeds. The contents are varied, with some filled chocolates, coconut, cheese, and fruit jam. Whereas mocinya size, in the area of West Java are usually teeny-tiny, whereas in Central Java and in stores, moci sold in larger form.
The Cianjur and Sukabumi, moci sold in bamboo baskets. One kerangjang moci contains 5 grains. In this area normally moci still wear traditional flavors such as vanilla or pandan. The contents are also still in the form of sesame and peanuts. Almost all moci a cottage industry products.
Moci variants in Semarang is bigger and also varied as taro dough, chocolate. Variety it is also more modern. Moci is usually packaged in a beautiful box that fits taken as souvenirs. Of course the price is more expensive.
When I’m walking around the area to Cianjur, Sukabumi, Bandung Semarang or, moci cake could be a souvenir. This cake is enjoyed as a delicious afternoon tea or coffee. Feel the sensation of soft and chewy sweetness on the tongue!
Have you been trading in the Forex market for a quite a while now and looking for something new to try? Well, if that is the case then you might want to look into Forex grid trading and what it can do for you. Still considered by many to be quite an unusual trading system, it would surely provide you with a new set of challenges to overcome. After all, you can never be too lax in this business, right? Well, if you are interested in trying it out, you should be aware of the different things that it requires. For starters, you would need to buy and sell the same currency in order to be able to create a hedge. You have to determine a trading grid which is comprised of different price levels that are above and below the current pricing of the market.
Now, these price levels are typically of the same distance apart.
Basically, every single time the price reaches one of these levels, you would buy and then sell the currency again therefore allowing you to effectively create a hedge.
Do remember to cash in all of your positive deals at this point in time. Doing so would actually de-hedge your first transaction and provides you with an opportunity for profit.
Keep in mind that if all of your transactions are fully hedged, chances are, you will never make a profit but succeed in making your broker rich instead.
Other than the above mentioned, one of the most obvious requirement of grid trading would be having a good understanding of this kind of system and how it would fit into what you already know and the techniques that youve been practicing. Much like other trading techniques and systems, you would need to find the appropriate market conditions in order to make use of it.
There are many factors that contribute to this including having a well-thought out plan as well as proper risk and money management. In other words, this is no walk in the park.
So if youre interested, do arm yourself with the right tools and knowledge beforehand. After all, you wouldnt walk into new territories unprepared, right? This applies to grid trading as well. Good luck!
JAKARTA– The arrival of the European teams to Indonesia to be a boon to street vendors Area region Bung Karno Main Stadium (SUGBK), Senayan, Jakarta. In fact, if crowded, then a trader could net profit of Rp 1 million per day.
Previously, Indonesia was the arrival of the big teams, including Inter Milan, AC Milan and the Dutch national team. Now, Premier League clubs such as Arsenal, Liverpool, and Chelsea overtake Indonesia. Arsenal already enliven Jakarta, and on Sunday (14/07/2013) Indonesia will play against the Dream Team in SUGBK. The street vendors were hoping to make a profit to $ 1 million per day.
“I took a moment of arrival club Arsenal to sell in this area.’s First experience for me. Hopefully if today’s crowded, I could reap a profit of up to Rp 1 million,” said Arif Setiawan, sellers jersey and jacket Arsenal on Sunday.
Arif Setiawan hawking wares from 08.00 pm. Seen him sell Arsenal jersey and jacket for size.
Even the latest Arsenal jersey can be obtained at any place selling Arif. Arif merchandise obtained from a supplier who came from Thailand.
“The price is too expensive, Rp 120,000 to Rp 150,000 only. Costly price depending on the material, I did not dare to take the high prices,” he said.
Just like Arif, Radi also hawking wares in the area SUGBK. He sells slayer Arsenal. What is sold by Radi-made cottage industry in Bandung region.
On this Sunday, he was carrying two sacks slayer. He also hopes to achieve big gains.
“This handmade itself. Smaller size Rp 30,000, Rp 50,000 large. Optimistic I can make a profit of up to Rp 1 million,” Radi said the day-to-day selling slayer Persija.
U.S. factories cranked out more business equipment, home electronics and autos last month, boosting manufacturing output for the second straight month.
The Federal Reserve said Tuesday that manufacturing production rose 0.3 per cent in June from May. That followed a 0.2 per cent gain the previous month. Still, the two consecutive gains barely offset production declines in March and April.
Overall industrial production, which includes factories, mines and utilities, also rose 0.3 per cent in June. Mining output increased 0.8 per cent, while utility output slid 0.1 per cent.
Manufacturing is the most critical component of industrial production. The recent gains are a hopeful sign that factories could rebound in the second half of the year.
The “report confirms the picture of a moderate recovery in the manufacturing sector,” Annalisa Piazza, senior economist at Newedge Strategy, wrote in a research note.
Manufacturers have struggled this year, providing little support to the economy. Their output is up just 1.8 per cent over the past 12 months. And factories have cut jobs in each of the past four months, shedding a total of 24,000 since February.
A key reason for the weakness is slower global growth has cut demand for U.S. exports. Europe is still in a recession and China’s economy grew from April through June at the slowest pace in more than two decades.
Manufacturing has shown improvement in Britain, France and Italy. Large Japanese manufacturers are also sounding optimistic for the first time in nearly two years.
There have been other positive signs that suggest U.S. factory production could increase in the second half of the year.
The Institute for Supply Management said that factory activity improved in June after hitting its lowest level in four years. But the closely watched manufacturing survey reported that employment fell to its lowest level since September 2009.
Factory activity in the New York region grew for the second straight month in July, according to the Federal Reserve Bank of New York’s Empire State manufacturing survey.
U.S. businesses reported a strong 1.1 per cent increase in sales in May, the Commerce Department reported. Those same firms only increased their stockpiles slightly, suggesting they will need to order more goods to keep up with demand.
And Americans bought more cars and trucks, furniture and clothes in June, according to a separate Commerce report on retail spending. But consumers cut back almost everywhere else, and overall retail sales rose just 0.4 per cent last month from May.
A credit card debt consolidation solution can be a loan, a loan reduction program, or a combination of both. Solutions to consolidate and reduce debt aim to ebb your card dues pressure aroused by careless usage of plastic money or excessive dependency on these cards. Therefore, besides diminishing payable amount due, companies that aid you in consolidating card dues also help with techniques for diminishing dependency on using plastic money. There are chances that you would have deteriorated your credit standing because of late payments. Relax, these companies offer card debt consolidation help in such a way that repairs your credit rating too.
Consolidating Card Related Dues: An Overview
If you are in need to simplify your loans, create a workable budget to minimize usage of plastic money, a loan to pay off the creditors or assistance to negotiate with the creditors a credit card debt consolidation solution is the answer. Besides its main purpose of consolidating debts of multiple credit cards, you can receive a variety of other services. Various types of services that you can expect from such companies are for consolidating card dues and loans are:
-Credit Counseling: Credit counseling services are designed to offer you a tailor made and unique solution. This customized solution is provided based on your financial status, which include total accumulated debt amount, analysis of monthly expenditure and income structure etc.
-Budget Planning: As you start making irregular and late payments, you start generating steady growth of overdue payments and subsequent late payment fee and heavy penalties. In such situations, you need to work out a budget as per your income and expense ratio to mitigate existing burden as well as mitigate risk of debt creation in future. Debt consolidation companies offer budget creation services based on their understanding and assessment of your financial standing.
-Debt Consolidation Loan: If you are currently financially incapable of clearing card payments at one go, ask for a loan for consolidating credit card debt. Credit counselors may suggest their own devised loans or may refer loans designed by third party lending organizations. As these loans are as per to your overall financial structure, therefore, the interest rate and other terms would be convenient and affordable.
-Debt Negotiation: Instead of taking loans, you may use debt negotiation services to fix a lower payable amount. Staff members of these consolidation companies are familiar with the credit organizations and their functioning. So, let these professionals negotiate a lowest possible payable amount on your behalf.
Whether a loan or a just a debt management program, carry out extensive research on these companies and their services before using their credit card debt consolidation solutions.
Foreclosure market is the hot bed of cheap properties. The abundant supply of foreclosure properties for sale has resulted to cheap prices, which benefits first-time homebuyers and investors. However, it is not just enough that you find cheap bank owned homes for sale. You have to find one that can be described as a good deal. But how would you know if the bank owned home you are considering to buy is a good deal? Read on for some pointers. But first, get to know why there are cheap foreclosure properties. Why Banks Foreclosed: The major reason why banks foreclosed a property is the inability of the owner to pay his due mortgages. You need to take note of this so that, if you are considering to buy bank owned homes for sale, you will not make the same mistake that previous owners have made that resulted to them losing their homes to foreclosures. Failure to pay may be due to some reasons that are unavoidable. On the side of the banks, they do not want to foreclose on a property, because it will be a non-performing asset and, thus, will not bring in any revenue. And besides, they have to pay for the taxes and upkeep of the property while it is still on the market. Selling the foreclosed property at below their current market value is the best thing they could do to dispose the property immediately and recover their investments. Assessing the Value: One way to assess the value of a foreclosed property is to check out the neighborhood. Do some research about the pricing trend of houses in the neighborhood. Compare the price of the property that you want to buy with the same houses in the neighborhood. Take note of the fluctuation in housing prices in the neighborhood, because this will tell you how soon you can sell the property for a substantial profit. The location of the property is also a major factor to assess. Houses located in a progressive area will not be difficult to sell in the future. In a nutshell, choosing should not be based on the price alone. Location is also a major factor to consider.
Banking sector is growing fast and flourishing with every passing year. It recruits many individuals every year for various posts. However, since it is a highly coveted career option, the recruitment process is very tough and the selection rate is very low. This makes it a stiff competition for the candidates appearing for the exams. However, it is a hectic procedure for the respective bank as well. It is very difficult to recruit the most capable candidate out of the thousands who appear for the exam every year. However, they cannot compromise on this, as banking sector requires a strong team of loyal and hardworking individuals who take care of the monetary matters of the citizens of our country. it is also a tough job to conduct exams every year for thousands of candidates. However, IBPS is a solution to this problem faced by most public sector banks. It is an autonomous body that recruits individuals for various posts in public sector banks of India. This year, for the first time it is conducting CWE (common written exams) to recruit candidates for the post of Bank PO. IBPS uses the latest technologies to recruit the most capable candidates. It is built up a strong faculty of professionals who are trained in various fields like, psychology, marketing sector, banking industry etc. It has various offices spread throughout the country, which conduct exams every year for various posts in public sector banks. The establishment of IBPS has been a blessing for many public sector banks who have successfully recruited many capable individuals based on the exams conducted by IBPS. Its efficient team of employees and latest technologically advanced machines allow quick printing of question papers and unbiased checking. It also conducts training programmes for its clients so they realize their potential and choose the post accordingly. Common written exams (CWE) is another effort by IBPS to recruit candidates easily for the 19 public sector banks connected with it. It will be like bank exams, but all the candidates would be given the same question paper. After clearing the exam, they will get a score card. If a vacancy arises in any of the 19 banks involved, the candidate can directly reach the interview level with the help of the score card.
Thus, IBPS has taken the responsibility of bank recruitment for various public sector banks. Its new endeavour to commence a href=””>CWE for the post of bank po has been appreciated by many. It will follow an unbiased procedure to recruit capable indviduals.
Download list of , bank exm question parer , a href=””>CWE and tips for on jagranjosh.com
The Forex signal reviews are among the best ways to support people in making profits. It is beneficial for individuals who don’t find time to examine the signs. The Forex signals enable you to decide local plumber when the values needs to be bought or sold by matching your needs. This might also help you in your research for the best and typically the most popular signal service that’s available on the web. The entire professional investor knows that these signs assist the trading professionals who do not have adequate knowledge for sequence in this site. Some of the works require adequate time for completing the tasks in the time in this fast growing world of technology. All these programmes have gained plenty of expertise previously few years due to technological advancements. The Forex signals categories There are numerous categories in which these trade indicators of news have been split. The groups participate in the typical trading signals, technical signals, the trade signals and far more. These categories provide benefits to the basis of the areas of working of the trading segments. The News trading indicators could be the standard Approach for the goal of getting the news regarding mention as and once the info on exactly the same is received and that transmission reviews of Forex. The scientific business signals tell us about the methods on the basis of the analysis of tactics while you can find backgrounds and the track-records of the companies or the professionals who issue these signals. Dependence on the Forex signals Traders would be the people who benefit the absolute most from the Forex signals. Specifically the positions who’re new-to industry of Forex benefit a great deal from such indicators. These forex signals support these merchants by guiding them in terms of the task which has to be performed. Hence, they do not need to follow any dealer or professional. Many people charge money for driving them regarding the means of in the Forex market for training the newest traders. By following these tips you can save this money. Visit
Western Digital (WD) reported financial results for the second fiscal quarter ended March 29, 2013. For income, WD earned $ 3.8 billion, up from winning the USD 3 billion in the same quarter last year.
But for the profit side, the digital storage media maker earned less than satisfactory results. WD’s net profit stood at USD 391 million, down from last year which exceeded USD 483 million.
As for shipping the hard drive as much as 60.2 million units for the third fiscal quarter ended March 29, 2013. While in the year-ago quarter, sending 44.2 million WD hard drive.
Non-GAAP net income in the year-ago quarter amounted to USD 619 million or USD 2.52 per share.
WD generating $ 727 million in cash from operations during the March quarter, bringing the total cash and cash equivalents are held at USD 4.1 billion.
During this quarter, WD uses USD 243 million to buy back 5.2 million shares of common stock. On February 14, WD announced common stock dividend of $ 0.25 which was paid on April 15.
“Strong execution by our HGST and WD subsidiaries encourage outstanding results in the March quarter as we continue to capitalize on the secular growth of digital data,” said Steve Milligan, president and chief executive officer of WD.
“Demand for the industry as a whole is in line with our expectations. In our business, we saw strength in corporate, stable performance in client and consumer electronics, and some seasonal softness is already anticipated in the branded product,” he said, in a written statement on Wednesday (08.05.2013).
OK, many of us have seen movies or TV shows where counterfeiters throw money into large dryers with poker chips or dice or some other items to make the bills appear to have been out in circulation when in fact theyve just been printed. Well, this has nothing to do with money laundering so the three stages of money laundering are NOT:
1) Gentle cycle No bleach
2) Tumble Dry on Low Heat
3) No Starch
And do not confuse stages with steps or transactions. Successful laundering, especially in large dollar amounts, is much more than 1-2-3 done. While some transactions can be very simple, others are complex and take much time and effort in order to avoid detection and that is the ultimate goal to avoid detection. It doesnt do the criminal any good to move and change money if it can be easily traced (and then seized). And it is a game in which the tools and tactics are constantly changing and evolving.
The Financial Action Task Force, FATF for short, is the multinational body that sets the global tone for AML efforts. Formed in 1989, it is based in Paris.The Financial Action Task Force (FATF) has a three-part working definition. Each part basically defined one of the stages:
PLACEMENT introducing the illicit funds into the financial cycle. Even if the funds already were in a bank or brokerage account (as in cases of embezzlement or frauds), it is that first step as illicit funds that we will view as placement. However, the most common example of placement is the drug dealer who needs to get large quantities of smaller currency bills into the banking system.
LAYERING the moving and transferring of the funds in order to disguise the origins and true ownership of the money. This phase can be the most important and the most difficult it truly separates the pros from the amateurs. Here the money can change accounts, form, ownership, country, etc. It can go into and out of trusts and shell companies, it can buy or sell real estate or hard goods, it can move through different jurisdictions anything to confuse or eliminate a paper trail. And finally, there is
INTEGRATION this is when the criminal takes economic advantage of the illicit funds and they appear to have come from legitimate sources. Maybe the drug dealer buys a mansion, or a high end car, or a yacht, or even planes to move drugs and other money (in the case of the planes, they will likely be bought through a front or shell leasing company, who will rent it to a front or shell freight company, so that when a plane is ultimately impounded by law enforcement somewhere, it cannot be traced back to the dealer).
So there they are, the three stages of money laundering: Placement, Layering, Integration.
Debt consolidation is the art of snowballing little debts into one giant snowman. However, some debt consolidation companies might even make you believe that theyll actually make the loans go away, or carve out such a wonderful deal that you wont even feel the pain of repayment. Some of their promises include a guaranteed reduction in monthly payments or a near zero interest rate. Hello, who are we kidding out here? Its time for a reality check think of them as no more than a bad joke.
What debt consolidation might do for you, however, is to shift your repayment burden. If you do opt for it, in effect you will be taking a new loan to pay off old ones. Often, the new loan might be secured against some little property you may own, and therefore will entitle you to lower interest rates. Unless youre certain of being able to pay it off, youd do well to seek friends willing to offer you free accommodation once your home is taken over by the creditors!
Still, you might find debt consolidation a viable solution in case youve run up a huge sum on your credit card account. Credit cards typically carry very high interest rates, and if you choose to take a secured loan to clear off your payments, youll probably have saved yourself a few dollars in interest.
Assuming that youve decided to bite the bullet, watch out for the usual pitfalls.
Theres no such thing as an easy loan. If youre what is politely called a credit risk, be sure that no lender is going to dish out the stuff without some pretty stiff conditions. If they make it sound like the loan approval is a done deal, run a mile! Its quite likely that theyre going to charge you some astronomical interest rate, so cleverly packaged you wont even know it.
Beware of smooth talkers. If the company youre talking to promises to take care of everything, make sure they really do. After all, theyre going to get paid for it if not from you directly, certainly from the creditor. Some companies are known to be slack, and land up delaying payments! When that happens, you go from looking bad to worse.
Watch out for predatory lenders. Oh yes, they do exist. Some companies wait and watch till a debtor has dug a little hole for himself, before they make their move. At times like these, the debtor is so desperate hell take any quick fix thats thrown his way, even if it comes at the maximum permitted interest rates.
Since debt consolidation is a double edged sword, in time of need it is advisable to approach the larger or better known companies such as American Debt Consolidation or E-LOAN.But the bottom-line is that you will need to make a fundamental readjustment in your spending habits if you want a permanent solution to your debt problem.